Commercial insurance · Memphis, TN

Workers' Compensation Insurance in Memphis

Workers' compensation pays medical expenses and lost wages when an employee is hurt or becomes ill because of work. It also protects employers from many related lawsuits.

What it covers

What does workers' compensation insurance cover?

Medical expenses

Pays for treatment of work-related injuries and illnesses.

Lost wages

Replaces part of an employee's income while they recover.

Employer's liability

Helps defend your business against related injury lawsuits.

Who needs it

Who should consider workers' compensation insurance?

  • Businesses with employees
  • Construction and trade contractors
  • Restaurants, retail and hospitality
  • Healthcare and service businesses

Straight answers

Workers' Compensation Insurance questions

Is workers' comp required in Tennessee?

Tennessee generally requires workers' compensation for businesses with five or more employees, and for construction businesses with one or more. Rules vary, so confirm requirements with an advisor.

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