Bodily injury
Covers medical costs and claims if someone is hurt at your business.
Commercial insurance · Memphis, TN
General Liability Insurance in Memphis
General liability insurance protects your business when a customer, vendor or visitor claims bodily injury, property damage or advertising injury. It is often required by landlords and clients.
What it covers
What does general liability insurance cover?
Property damage
Pays for damage your business causes to someone else's property.
Personal and advertising injury
Covers claims such as slander or copyright infringement in ads.
Legal defense
Helps pay attorney fees and settlements for covered claims.
Who needs it
Who should consider general liability insurance?
- Contractors and trades
- Retail shops and restaurants
- Consultants and professional services
- Businesses signing leases or client contracts
Straight answers
General Liability Insurance questions
Is general liability insurance required?
It is not required by state law for most businesses, but landlords, clients and licensing boards often require it before you can sign a contract or lease.
What does general liability not cover?
It does not cover your own property, employee injuries or professional mistakes. Those need commercial property, workers' compensation and professional liability coverage.
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General Liability Insurance near you
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