Dwelling
Repairs or rebuilds your home after a covered loss.
Personal insurance · Memphis, TN
Home Insurance in Memphis
Home insurance protects your house, personal belongings and liability if someone is hurt on your property. EIG helps homeowners, condo owners and renters compare policies and close coverage gaps.
What it covers
What does home insurance cover?
Personal property
Replaces furniture, electronics, clothing and other belongings.
Personal liability
Covers legal costs if someone is injured at your home.
Loss of use
Pays extra living expenses while your home is repaired.
Who needs it
Who should consider home insurance?
- Homeowners and first-time buyers
- Condo owners
- Renters
- Landlords with a single rental property
Straight answers
Home Insurance questions
Does home insurance cover flooding?
Standard homeowners policies usually exclude flood damage. Flood coverage is typically purchased separately. An EIG advisor can help you review your options.
Do renters need insurance?
Your landlord's policy covers the building, not your belongings or personal liability. Renters insurance is usually affordable and protects both.
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