Excess liability
Pays once your underlying home or auto limits are exhausted.
Personal insurance · Memphis, TN
Personal Umbrella Insurance in Memphis
Umbrella insurance adds liability coverage above your home and auto policy limits. It helps protect your savings and future income from large claims or lawsuits.
What it covers
What does personal umbrella insurance cover?
Legal defense
Helps cover attorney fees in a covered lawsuit.
Broader protection
May cover certain claims such as libel or slander.
Who needs it
Who should consider personal umbrella insurance?
- Homeowners with significant assets
- Families with teen drivers
- Owners of pools, boats or rental property
- Anyone who wants added peace of mind
Straight answers
Personal Umbrella Insurance questions
How much umbrella coverage do I need?
Many people start at $1 million. The right amount depends on your assets, income and risk exposure. An advisor can help you decide.
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